Personal Finance Dashboard for Couples: Budget, Bills, Goals and Net Worth Together

What couples need from a money app

• One shared picture both partners can open any time.
• A budget you agree on — and a quick way to see what's left.
• Bills and goals visible to both, so nothing depends on one person's memory.
• Privacy — no sharing bank passwords with yet another company.

How Vault helps couples

Vault, the VaultlyApps personal finance dashboard:

• Safe to Spend — income minus spending and what's still budgeted, spread across the days until payday.
• "Can I afford it?" — type a price and get an honest answer before a big purchase.
• Zero-based budget with recurring rules for salaries, rent and regular costs.
• Bills and subscriptions on a week-by-week calendar with due-soon flags and free-trial warnings.
• Debt payoff planner comparing snowball and avalanche, with a debt-free date.
• Net worth tracking with monthly snapshots.
• Linked devices, so both of you see the same numbers.

Example

On Sunday's money check-in, Vault shows $420 safe to spend this week, the car insurance bill due Thursday and the vacation goal at 64%. A sofa you've been eyeing? "Can I afford it?" says it fits — but dips into next payday's money — so you agree to wait two weeks.

Start together for free

Set your joint split with the 50/30/20 budget calculator, plan a shared goal with the savings goal calculator, or print the free monthly budget template for your first money date.

How you get it

All VaultlyApps planners are a one-time purchase on Etsy — no monthly subscription. They install like an app on iPhone, Android, iPad, Mac, Windows and Chromebook, keep your data private on your own devices (no bank login needed), and can sync between your phone and laptop with a 6-digit code. Open the free live demo first to see if it fits.