| Mint | Vault | Pulse | |
|---|---|---|---|
| Status | Shut down March 2024 | Available | Available |
| Price | Was free (ad-supported) | One-time purchase on Etsy | One-time purchase on Etsy |
| Budgets | Category budgets | Zero-based budget + Safe to Spend | Bills & subscriptions |
| Bills & subscriptions | Bill reminders | Bill calendar, trial warnings | 30-day horizon, cancel simulator |
| Net worth | Yes | Yes, monthly snapshots | — |
| Bank connection | Yes | No — private, manual entry | No — private, manual entry |
Mint information reflects the service before it closed on March 23, 2024. Mint is a trademark of its owner. VaultlyApps is not affiliated with or endorsed by it.
Try before you switch: Vault has a free live demo with sample data — no sign-up, no bank login.
Open the Vault demoWhat happened to Mint?
Mint was a free, ad-supported personal finance app from Intuit. It shut down on March 23, 2024, and Intuit encouraged users to move to Credit Karma. Credit Karma lets you link accounts and see your net worth, but it doesn't include the full budgeting tools many people used Mint for.
What Mint users miss most
- Budgets by category — and a quick sense of what's left.
- Bills and reminders in one place.
- Net worth across every account.
The alternatives: Vault and Pulse
Vault brings those together in one private dashboard: a zero-based budget, a Safe to Spend number, a bill calendar with free-trial warnings, savings goals, a debt payoff planner and net worth tracking with monthly snapshots.
Pulse focuses on bills and subscriptions: a 30-day horizon of due dates, free-trial countdowns, a cancel simulator and yearly subscription audits, with CSV import and export.
The big difference: no bank connection
Mint worked by linking your bank accounts. Vault and Pulse don't — you enter or import what matters. That takes a few minutes a week, but your banking logins and data stay with you.
Which should you choose?
- Credit Karma if you mainly want account aggregation and credit monitoring.
- YNAB or EveryDollar if you want a bank-linked budget and don't mind a subscription — see our YNAB and EveryDollar comparisons.
- Vault for a private all-in-one dashboard, paid once.
- Pulse if bills and subscriptions are what you need to get under control.
Try it before you switch
Every VaultlyApps planner has a free live demo with realistic sample data. It opens in your browser — no account, no bank login, nothing to install — so you can see whether it suits you before you spend anything.
Frequently asked questions
Is Mint still available?
Is Credit Karma a good Mint replacement?
What is the closest Mint alternative?
Is there a free option?
Written by
Finance Specialist & Editor, VaultlyApps
Researched against primary US sources and reviewed by a finance expert on our team. Written for US readers — general education, not financial, tax or legal advice. Editorial policy · Disclaimer
